1. End to end coverage - Better deal

Includes On road funding, Insurance & Fleet Management services for the entire tenure, ensuring a better deal. And the security deposit is just 2 months’ rental and refundable at the end of the tenure.

2. Fixed monthly rental through the tenure - Inflation proof

Price increases needn’t worry you throughout the tenure, for it is fixed once and for all with a single monthly rental, including insurance and maintenance (*Government taxes and laws will apply as on the date of billing).

3. Return vehicle at end of Tenure - No Resale risk

Resale values are uncertain, hence just return your vehicle at the end of the tenure and Upgrade to the car of your choice

4. Pay for what you use - Lower cash outflow

Pay for what you use, thereby ensuring lower cash outflows across the tenure. Self-employed & Professionals have the added advantage of Income tax benefits on the lease rentals paid

5. Integrated Fleet Management - Complete Peace of mind

Top-of-the-line insurance package, insurance renewals, periodic & general maintenance, accident & theft management, 24x7 roadside assistance, and optional services like pickup and drop, replacement car -- all managed by KINTO

Yes, this policy is applicable for all Toyota cars and selected Lexus cars.

1.  All Income tax paying Individuals are eligible for the KINTO ONE Lease program like      a. Self Employed b. Self Employed professionals c. Salaried d. HNIs

2. For Salaried Employees the KINTO Corporate program is also a good lease program, provided your Company has entered into a Lease program with KINTO.

3. The KINTO ONE Lease program is best suited for Individuals who are focused on LEAST Cash Outflows versus a Finance loan. 

1. Only one car can be leased under this policy at any given point in time by a customer.

2. In case of any additional requirements, the same has to be evaluated on a case-to-case basis.

 1. The Lease Rental mandatorily includes the on-road price of the vehicles, Insurance & Maintenance for the entire tenure, Fleet Mgmt services like Accident & Theft Mgmt, 24x7 road-side assistance, Optional services are Choice of Toyota Genuine Accessories, Pickup and Drop facility for vehicle servicing, Replacement car in case vehicle is in the workshop for more than a day.

2. The customer can choose the Mileage & Tenure based on his requirement from the following Options:

     Mileage per year: 15000 / 20000 / 25000 / 30000 kms

     Tenure: 2 years / 3 years / 4 years / 5years

Monthly rentals can be chosen based on Mileage & Tenure choices.

Definition:  Residual Value (RV): The Value of the vehicle at the end of the lease agreement.

No. Changes to the Lease type or rentals is not possible after the start of the lease program.

This is possible; however, you will have to do an early termination of the current lease contract along with applicable charges. Thereafter can opt for a new lease contract.

The contract can be terminated early by giving 15 days’ notice to the Lessor (Kinto - Toyota Financial Services India Limited). Ideally the vehicle is returned to KINTO.

KINTO (TOYOTA FINANCIAL SERVICES INDIA LTD) Offers a Zero Depreciation Comprehensive Insurance Policy for the Contract Tenure as a Standard practice. However, the nominal ‘Policy Excess’ amount will have to be borne by the employee

- Excess amount details: Vehicles less than 1500 CC Rs. 1,000/- per claim

- Vehicles more than 1500 CC Rs. 2,000/- per claim

- All charges may vary from time to time and shall be as defined by the Insurance Co as on the

- Date of raising the Claim.

However, approval/rejection of the claim is purely at the discretion of the insurance company, as per the policy Terms and IRDA guidelines.  

The employee must file an FIR immediately and inform the Lessor KINTO (TOYOTA FINANCIAL SERVICES) and take their support & provide all cooperation for Insurance claim process. If the vehicle is not recovered within 10 days, the Lease Contract will be terminated along with applicable charges. The amount received from insurance settlement will be set off against the applicable charges. In order to keep minimize the risk Toyota is offering Return to Invoice (RTI) insurance. This option is available only up to 3 years from date of first insurance policy. 

RTI: RTI insurance is Return to Invoice (as also detailed in the presentation), which is available up to 3 years from the date of first insurance policy. RTI insurance settlement equals ex showroom at the time of purchase of the car. 

The customer needs to pay the rentals to the Lessor -KINTO (TOYOTA FINANCIAL SERVICES) as follows:

1. a. Start of the lease: 2 months Security deposit & First month advance rental.
2. b. Thereafter every 2^nd of the month Auto debit needs to be activated

Yes, TFS will take care of applicable insurance renewals for the entire tenure of the lease

No. The car is provided to be primarily used in the city where you work but can be taken outside for short durations. Please ensure you are carrying all necessary documents (RC, Insurance, DL etc.) while using the car.  The Fleet Management services are available only within the contracted boundary as specified in the contract. However, in case the Lessor offers such services in the city where the user would like to take the vehicle on temporary basis, based on prior user request, Lessor may offer these services at the discretion of the Lessor. User can accordingly get in touch with the Lessor In case of a temporary visit outside contracted boundary, if an emergency repair is required, the user can visit the nearest Toyota authorized workshop. The authorized representative of the Lessor shall reimburse the invoice amount, provided the costs are PREAPPROVED, justifiable, reasonable, and in line with the Lease contract. In such a case the invoice has to be made in the name of the authorized representative of the Lessor. 

This car is for official and personal use of the Individual to whom the lease is contracted with and hence ideally should be within the Contracted Boundary.

The car will be registered in the name of the Individual with whom the Lease is contracted with for the duration of the lease tenure. And hypothecated to the Lessor (TOYOTA FINANCIAL SERVICES).

Write us at email ID: KINTO@tfsin.co.in for any queries

In case of an emergency leading to vehicle immobility, Customer needs to call at 1800 102 5001 for the onsite assistance required to either mobilize the vehicle or for towing assistance to the nearest Toyota Authorized workshop. User needs to provide all possible cooperation in such a scenario.

Customer can choose from the range of Toyota Genuine Accessories by contacting the Toyota Dealer of your choice and these shall be funded along with the Lease contract. As a policy and on account of issues like Safety, Fire Hazard etc, NON-TOYOTA Genuine Accessories cannot be fitted on the vehicle.

No alterations to the car. Customer can choose from the range of Toyota Genuine Accessories at the start of the contract. Any Toyota Genuine Accessories to be added to the Car during the Contract Tenure, will have to be borne by the Customer.

Yes, the contract specifies the usage in terms of both the tenure and the kilometres that the vehicle can be driven. Same is selected by the Customer in the order confirmation form to KINTO (TOYOTA FINANCIAL SERVICES). The excess kilometre charges are as follows (Beyond the Contracted Mileage for the Tenure).

It shall be treated as an accident subject to insurance cover and shall be taken up accordingly as per the provisions of the contract.

The Customer (Lessee) should maintain the vehicle in good working order and condition during the term of the lease contract. Since fleet management services have been contracted for, the Lessor will assist the employee in maintaining the vehicle as per the contract. However, the full responsibility of maintaining the vehicle in good working order and condition remains with the employee.

Since the fleet management services is mandatory and have been contracted for in the Lease Contract, the employee will have to avail the maintenance Services from the Toyota Authorized Workshop recommended by KINTO (TOYOTA FINANCIAL SERVICES) representative.

The car will be covered under a Comprehensive Zero Depreciation insurance (with Return to Invoice cover up to 3 years from the date of first insurance policy) obtained from an insurance company of Lessor’s choice. The insurance policy shall be in the name of the Customer and Lessor shall be named as the financing institution and the loss payee therein.

If backup car has been contracted for and the vehicle is in the workshop for more than a day, backup car will be provided.

If the vehicle is impounded by authorities for any reason, it will be the Customer (Lessee) responsibility to get the vehicle released. The cost for getting the vehicle released is also borne by Customer (Lessee).

Fleet Management includes: 

• All periodic maintenance schedule as per manufacturer guidelines. (as defined in the owner’s manual).
• All general repairs covering normal wear and tears during normal usage of the vehicle and as per guideline of the manufacturer. This also includes replacement of tires and battery during the contract tenure.
• Insurance claim assistance includes Accident & Theft Management support
• Roadside assistance
• Pick up and drop of the car for regular service and maintenance (if opted for)
• Back-up Car (if opted for)

• If pickup and drop services is opted: Customer need not personally go to the workshop to drop or pick-up the vehicle, as the Lessor will take care of this.
• If pickup and drop service is not opted: Customer will have to drop the vehicle at the authorized workshop and pick up the vehicle, once the job is complete. However, Customer need to inform the Lessor in case of service requirement before dropping the car at the authorized workshop for repairs.
• For fleet management services the customer has to inform TFSIN KINTO Team & all servicing has to happen at authorized Toyota workshops only. Pl refer the contract for details of the FMS process.

LESSOR provides 24 (twenty-four) hour emergency breakdown services even outside the contracted boundary in case the vehicle is immobilized on the road as specified in the relevant vehicle lease contract.

1. Car is towed to the nearest Toyota Authorized workshop for the necessary repairs

2. However, for detailed terms and conditions of support offered under the roadside assistance program please refer KINTO (TOYOTA FINANCIAL SERVICES) user manual.

1. The Lease Rents are deducted from the Pre-Tax salary thereby reducing the Taxable Income.
2. Has the Option of funding 100% of the On-road price (including Registration & Road Tax charges), Insurance for the Full tenure, Toyota Genuine Accessories, Toyota Extended True Warranty, Maintenance across the Tenure are taken care of, implying ZERO Down Payment, Insurance or Registration and Road Tax unlike buying the vehicle through a normal Finance Loan.
3. Vis a vis a normal Finance Loan, the Employee has the Benefit of Upgrading to a Bigger car vs availing a Loan.
4. Employee leverages the CIBIL rating of the Corporate to his Benefit

Yes, this policy is applicable for all Toyota cars and selected Lexus cars.

Only one car can be leased under this policy at any given point in time by an Employee.

Please consult your Company HR & Admin team to check out eligibility as per your company policy

Full-Service Lease- with fleet management (i.e., including maintenance, roadside assistance, insurance claim assistance, pickup & drop, and backup car).

The lease program is offered for 36 to 60 months and with a Kilometre range per year of 4 blocks as follows a. 15000 kms / year b. 20000 kms / year c. 25000 kms / year d. 30000 kms / year

We Recommend:

High RV: Determined based on the Product & Predictive Resale values Ideal for employees: i) Aspiring for higher models/variants ii) planning to pay low monthly rentals iii) want to avoid hassles of owning the vehicle at the End of the Tenure.

Definition:  Residual Value (RV): The Value of the vehicle at the end of the lease agreement. 

This is possible; however, employee will have to do an early termination of the current lease contract along with applicable charges. Thereafter employee can opt for a new lease contract.

The contract can be terminated early by giving 15 days’ notice to the Lessor (Kinto - Toyota Financial Services India Limited). The Lessor may offer the car for purchase, the amount to be paid will include early termination charges and car price based on market value. 

Yes, it is possible, as long as your company gives a written confirmation on the same.

KINTO (TOYOTA FINANCIAL SERVICES) Offers a Zero Depreciation Comprehensive Insurance Policy for the Contract Tenure as a Standard practice. However, the nominal ‘Policy Excess’ amount will have to be borne by the employee

- Excess amount details: Vehicles less than 1500 CC Rs. 1,000/- per claim

- Vehicles more than 1500 CC Rs. 2,000/- per claim

- All charges may vary from time to time and shall be as defined by the Insurance Co as on the

- Date of raising the Claim.

- However, approval/rejection of the claim is purely at the discretion of the insurance company, as per the policy Terms and IRDA guidelines

The employee must file a FIR immediately and also inform the Lessor KINTO (TOYOTA FINANCIAL SERVICES) and take their support & provide all cooperation for Insurance claim process. If the vehicle is not recovered within 10 days, the Lease Contract will be terminated along with applicable charges. The amount received from insurance settlement will be set off against the applicable charges. In order to keep minimize the risk Toyota is offering Return to Invoice (RTI) insurance. This option is available only up to 3 years from date of first insurance policy. 

RTI: RTI insurance is Return to Invoice (as also detailed in the presentation), which is available up to 3 years from the date of first insurance policy. RTI insurance settlement equals ex showroom at the time of purchase of the car.

The Company will have an agreement with the employee and will deduct the agreed monthly rentals directly from the employee salary and pay it to the Lessor -KINTO (TOYOTA FINANCIAL SERVICES INDIA LIMITED).

Yes, TFS will take care of applicable insurance renewals for the entire tenure of the lease.

No. The car is provided by your company for official and personal use and to be primarily used in the city where you work but can be taken outside for short durations. Please ensure you are carrying all necessary documents (RC, Insurance, DL etc.) while using the car.  The Fleet Management services are available only within the contracted boundary as specified in the contract. However, in case the Lessor offers such services in the city where the user would like to take the vehicle on temporary basis, based on prior user request, Lessor may offer these services at the discretion of the Lessor. User can accordingly get in touch with the Lessor In case of a temporary visit outside contracted boundary, if an emergency repair is required, the user can visit the nearest Toyota authorized workshop. The authorized representative of the Lessor shall reimburse the invoice amount, provided the costs are pre-approved, justifiable, reasonable, and in line with the Lease contract. In such a case the invoice must be made in the name of the authorized representative of the Lessor. 

This car is for official and personal use of the employee and hence ideally should be within the Contracted Boundary.

• Employee has an option to surrender the car by paying the early termination charges (as applicable)
• Lessor may offer the car for purchase, the amount to be paid will include early termination charges and car price based on market value 

If the employee wants to transfer the car to the new company is that possible? This is only possible if KINTO (TOYOTA FINANCIAL SERVICES) has a tie up with the new company or the employee can help introduce KINTO (TOYOTA FINANCIAL SERVICES) to his/her employer, subject to credit approvals.

The car will be in your company's name for the duration of the lease tenure. And hypothecated to the Lessor (TOYOTA FINANCIAL SERVICES).

Write us at email ID: kinto@tfsin.co.in OR call on +91-78280-78280

In case of an emergency leading to vehicle immobility, Employee need to call at +91-78280-78280 for the onsite assistance required to either mobilize the vehicle or for towing assistance to the nearest Toyota Authorized workshop. User needs to provide all possible cooperation in such a scenario.

Employee can choose from the range of Toyota Genuine Accessories, and these shall be funded along with the Lease contract. As a policy and on account of issues like Safety, Fire Hazard etc., NON-TOYOTA Genuine Accessories cannot be fitted on the vehicle.

No alterations to the car. Employee can choose from the range of Toyota Genuine Accessories at the start of the contract. Any Toyota Genuine Accessories to be added to the Car during the Contract Tenure, will have to be borne by the Customer.

Yes, the contract specifies the usage in terms of both the tenure and the kilometres that the vehicle can be driven. Same is selected by the employee in the order confirmation form to KINTO (TOYOTA FINANCIAL SERVICES).

The excess kilometre charges shall be as defined in the contract 

It shall be treated as an accident subject to insurance cover and shall be taken up accordingly as per the provisions of the contract.

Employee should maintain the vehicle in good working order and condition during the term of the lease contract. In case fleet management services have been contracted for, the Lessor will assist the employee in maintaining the vehicle as per the contract. However, the full responsibility of maintaining the vehicle in good working order and condition remains with the employee.

If the fleet management services have been contracted for in the Lease Contract, in such a case, the employee will have to avail the maintenance Services from the Toyota Authorized Workshop recommended by KINTO (TOYOTA FINANCIAL SERVICES) representative. However, if fleet management services have not been contracted for the employee can choose any Authorized Toyota workshop for the purposes of service and maintenance.

The car will be covered under a Comprehensive Zero Depreciation insurance (with Return to Invoice cover up to 3 years from the date of first insurance policy) obtained from an insurance company of Lessor’s choice. The insurance policy shall be in the name of your company and Lessor shall be named as the financing institution and the loss payee therein

If backup car has been contracted for and the vehicle is in the workshop for more than a day, backup car will be provided.

If the vehicle is impounded by authorities for any reason, it will be the employee’s responsibility to get the vehicle released. The cost for getting the vehicle released is also borne by employee.

Fleet Management (if contracted) includes: 

• All periodic maintenance schedule as per manufacturer guidelines. (as defined in the owner’s manual).
• All general repairs covering normal wear and tears during normal usage of the vehicle and as per guideline of the manufacturer. This also includes replacement of tires and battery during the contract tenure.
• Insurance claim assistance.
• Roadside assistance
• Pick up and drop of the car for regular service and maintenance (if opted for)
• Back-up Car (if opted for)

• If pickup and drop services is opted: Employee need not personally go to the workshop to drop or pick-up the vehicle, as the Lessor will take care of this.
• If pickup and drop service is not opted: Employee will have to drop the vehicle at the authorized workshop and pick up the vehicle, once the job is complete. However, employee need to inform the Lessor in case of service requirement before dropping the car at the authorized workshop for repairs.
• In case fleet management services are not contracted for at all, then employee has to manage by one-self, but all servicing has to happen at authorized Toyota workshops only

Lessor provides 24 (twenty-four) hour emergency breakdown services even outside the contracted boundary in case the vehicle is immobilized on the road as specified in the relevant vehicle lease contract. Car is towed to the nearest Toyota Authorized workshop for the necessary repairs. However, for detailed terms and conditions of support offered under the road-side assistance program please refer KINTO (TOYOTA FINANCIAL SERVICES) user manual.